Back to the OP.
@carolinablue34 I'm gonna give you some unorthodox advice that you won't get from most people: Spend your money however the F you want for the next 2-3 years of your life once you get a job. Set aside enough of your paychecks for rent, utilities, and necessities obviously, but beyond that, live a little bit while you're young and (I assume?) single. Want that new PS4 game? Buy it. Want to splurge on a pizza instead of cooking the boring food already in your fridge? Buy it. Want to take a round-trip flight to Chapel Hill and back to take in an expensive conference hoops game? Do it.
I've seen too many of my friends try to grow up too fast, financially-speaking, and they're miserable as hell because they "starved" themselves of any fun, discretionary spending in their immediate post-college single years. And then they got themselves a serious girlfriend, and thus obviously have limited say in the output of their discretionary income.
Live a little while you're young. You have plenty of time later in life to budget yourself into depression because you're saving up for a house or you're out of money for the month because your significant other overindulged at
Rue 21 Charlotte Russe.
ETA: Oh, and whatever you do, the second you get your first direct deposit from your employer, inquire about their employer-sponsored IRA or 401K program. Request that a small chunk of every paycheck (I'm talking like $50 - $100) go into an IRA account. If your employer doesn't have one, do one with Vanguard. It's easy as pie, and before you know it, you'll be 30 and you'll have a healthy IRA of $20,000+ easily.
