I have been here awhile in all of these predictions the past decade or so it boils down to 50/50 some of the posters hit a few times more than others based on sheer luck .. Those guys become Insiders and are considered a want to hear from Poster... In this case it's the same thing but this time the effects could be minor or major or everything in between so everyone can claim they were right.. Do I have a GUESS? yes I will go with no post season ban 2 scholly reduction..